Your first child is on the way, and you are outgrowing
your small apartment. The time seems right to seriously consider buying a house,
but you are afraid you don't you have enough cash.
Don't worry! Realtors are experienced in helping first-time buyers locate
the financial resources to make such a move. The first step is to sit down with
an agent who is familiar with available loan programs. You will need money for
the down payment and your income must be high enough to meet the lender's
qualifying standards. We may be able to minimize the amount of cash needed with
a little help from either the sellers or the loan company. You may be able
include some of the closing costs in your mortgage or the sellers might consider
a lease/purchase agreement which would allow you to rent for a few months while
accumulating the funds you need. If you are ready to buy your first home, let
your Realtor assist you in making your dream a reality.